The Product Liability Insurance market report provides a detailed analysis of regional and country-level market size, segmentation market growth, market share, competitive Landscape, sales analysis, impact of domestic.
And global market players, value chain optimization, trade regulations, recent developments, opportunities analysis, strategic market growth analysis, product launches, area marketplace expanding, technological innovations.
Product liability insurance helps protect your business from claims that a product you made or sold caused bodily injury or property damage to someone else's belongings. Without product liability coverage, your business could have to pay out of pocket for costly claims related to product defects.
The impact of major events on Product Liability Insurance market
For Example: COVID-19 Infact, Ukrainian-Russian War, China's New COVID-19 Policy
2023 will be a tough year for much of the global economy, as the ongoing war in Ukraine continues to strain trade, especially in Europe, and the global economy remains reeling from the fallout from the COVID-19 pandemic.
But as China moves ever closer to fully reemerging from three years of government-imposed Covid isolation and reintegrating with the world, economic expectations are high.And with the global economy now facing significant challenges, including energy shortages, slowing growth and high inflation, China
Table of Contents
Global Product Liability Insurance Market Report 2023, Forecast to 2028
1 Report Overview
1.1 Product Liability Insurance Introduction
1.2 Report Structure Overview
1.3 Years Considered
2 Market Status
2.1 Global Product Liability Insurance Market Outlook
2.2 Key Industry Perspective: What Industry Leaders are saying?
2.3 Global Demand Side Trends
2.4 Global Supply Side Trends
2.5 Value Chain Analysis
2.5.1 Raw Material Suppliers
2.5.2 Product Liability Insurance Manufacturers
2.5.3 Distributors
2.6 Macro-Economic Factors
2.6.1 Global GDP Growth
2.6.2 Manufacturing Value Added
2.6.3 Industrial Production
2.7 Forecast Factors - Relevance & Impact
2.8 Market Dynamics
2.8.1 Market Opportunities
2.8.2 Market Risk
2.8.3 Market Driving Force
2.8.4 Product Innovation / Development Trends
3 Coronavirus Disease 2020 (COVID-19): Product Liability Insurance Industry Impact
3.1 Current Statistics and Probable Future Impact
3.2 Comparison of SAARs and Market Recovery
3.3 Product Liability Insurance Business Impact Assessment - Covid-19
3.4 Market Trends and Product Liability Insurance Potential Opportunities in the COVID-19 Landscape
4 Production by Region
4.1 Global Product Liability Insurance Production (History Data) by Region (2018-2023)
4.2 Global Product Liability Insurance Production Value (History Data) by Region
4.3 North America
4.3.1 North America Product Liability Insurance Production Growth Rate 2018-2023
4.3.2 North America Product Liability Insurance Production Value Growth Rate 2018-2023
4.3.3 Key Players in North America
4.3.4 North America Product Liability Insurance Import & Export
4.4 Europe
4.4.1 Europe Product Liability Insurance Production Growth Rate 2018-2023
4.4.2 Europe Product Liability Insurance Production Value Growth Rate 2018-2023
4.4.3 Key Players in Europe
4.4.4 Europe Product Liability Insurance Import & Export
4.5 Japan
4.5.1 Japan Product Liability Insurance Production Growth Rate 2018-2023
4.5.2 Japan Product Liability Insurance Production Value Growth Rate 2018-2023
4.5.3 Key Players in Japan
4.5.4 Japan Product Liability Insurance Import & Export
4.6 China
4.6.1 China Product Liability Insurance Production Growth Rate 2018-2023
4.6.2 China Product Liability Insurance Production Value Growth Rate 2018-2023
4.6.3 Key Players in China
4.6.4 China Product Liability Insurance Import & Export
4.7 Southeast Asia
4.7.1 Southeast Asia Product Liability Insurance Production Growth Rate 2018-2023
4.7.2 Southeast Asia Product Liability Insurance Production Value Growth Rate 2018-2023
4.7.3 Key Players in Southeast Asia
4.7.4 Southeast Asia Product Liability Insurance Import & Export
4.8 India
4.8.1 India Product Liability Insurance Production Growth Rate 2018-2023
4.8.2 India Product Liability Insurance Production Value Growth Rate 2018-2023
4.8.3 Key Players in India
4.8.4 India Product Liability Insurance Import & Export
5 Product Liability Insurance Consumption by Region
5.1 Global Product Liability Insurance Consumption (History Data) by Region
5.2 North America
5.2.1 North America Product Liability Insurance Consumption by Type
5.2.2 North America Product Liability Insurance Consumption by Application
5.2.3 North America Product Liability Insurance Consumption by Countries
5.2.4 United States
5.2.5 Canada
5.2.6 Mexico
5.3 Europe
5.3.1 Europe Product Liability Insurance Consumption by Type
5.3.2 Europe Product Liability Insurance Consumption by Application
5.3.3 Europe Product Liability Insurance Consumption by Countries
5.3.4 Germany
5.3.5 France
5.3.6 UK
5.3.7 Italy
5.3.8 Russia
5.3.9 Spain
5.4 Asia Pacific
5.4.1 Asia Pacific Product Liability Insurance Consumption by Type
5.4.2 Asia Pacific Product Liability Insurance Consumption by Application
5.4.3 Asia Pacific Product Liability Insurance Consumption by Region
5.4.4 China
5.4.5 Japan
5.4.6 South Korea
5.4.7 India
5.4.8 Australia
5.4.9 Spain
5.4.10 Thailand
5.4.11 Malaysia
5.4.12 Philippines
5.4.13 Vietnam
5.5 Central & South America
5.5.1 Central & South America Product Liability Insurance Consumption by Type
5.5.2 Central & South America Product Liability Insurance Consumption by Application
5.5.3 Central & South America Product Liability Insurance Consumption by Countries
5.5.4 Brazil
5.6 Middle East and Africa
5.6.1 Middle East and Africa Product Liability Insurance Consumption by Type
5.6.2 Middle East and Africa Product Liability Insurance Consumption by Application
5.6.3 Middle East and Africa Product Liability Insurance Consumption by Countries
5.6.4 GCC Countries
5.6.5 Turkey
5.6.6 Egypt
5.6.7 South Africa
5.6.8 Israel
6 Global Product Liability Insurance Market Segment by Type
6.1 Introduction / Key Findings
6.2 Global Product Liability Insurance Revenue, Sales and Market Share by Type (2018-2023)
6.2.1 Global Product Liability Insurance Sales and Market Share by Type (2018-2023)
6.2.2 Global Product Liability Insurance Revenue and Market Share by Type (2018-2023)
6.3 General Liability Insurance Sales Growth Rate and Price
6.3.1 Global General Liability Insurance Sales Growth Rate (2018-2023)
6.3.2 Global General Liability Insurance Price (2018-2023)
6.4 Additional Insurance Sales Growth Rate and Price
6.4.1 Global Additional Insurance Sales Growth Rate (2018-2023)
6.4.2 Global Additional Insurance Price (2018-2023)
7 Global Product Liability Insurance Market Segment by Application
7.1 Introduction / Key Findings
7.2 Global Product Liability Insurance Sales Market Share by Application (2018-2023)
7.3 Manufacturers Sales Growth Rate (2018-2023)
7.4 Wholesalers Sales Growth Rate (2018-2023)
7.5 Retailers Sales Growth Rate (2018-2023)
7.6 Transporters Sales Growth Rate (2018-2023)
7.7 Others Sales Growth Rate (2018-2023)
8 Analysis of Key Players
8.1 AIG
8.1.1 Company Details
8.1.2 Description and Business Overview
8.1.3 Product Introduction
8.1.4 AIG Product Liability Insurance Sales, Price, Cost, Gross Margin, and Revenue (2018-2023)
8.1.5 Recent News
8.2 Chubb
8.2.1 Company Details
8.2.2 Description and Business Overview
8.2.3 Product Introduction
8.2.4 Chubb Product Liability Insurance Sales, Price, Cost, Gross Margin, and Revenue (2018-2023)
8.2.5 Recent News
8.3 The Heritage Group
8.3.1 Company Details
8.3.2 Description and Business Overview
8.3.3 Product Introduction
8.3.4 The Heritage Group Product Liability Insurance Sales, Price, Cost, Gross Margin, and Revenue (2018-2023)
8.3.5 Recent News
8.4 Sadler & Company
8.4.1 Company Details
8.4.2 Description and Business Overview
8.4.3 Product Introduction
8.4.4 Sadler & Company Product Liability Insurance Sales, Price, Cost, Gross Margin, and Revenue (2018-2023)
8.4.5 Recent News
8.5 Charles River Insurance
8.5.1 Company Details
8.5.2 Description and Business Overview
8.5.3 Product Introduction
8.5.4 Charles River Insurance Product Liability Insurance Sales, Price, Cost, Gross Margin, and Revenue (2018-2023)
8.5.5 Recent News
8.6 Schweickert & Company
8.6.1 Company Details
8.6.2 Description and Business Overview
8.6.3 Product Introduction
8.6.4 Schweickert & Company Product Liability Insurance Sales, Price, Cost, Gross Margin, and Revenue (2018-2023)
8.6.5 Recent News
8.7 RLI Corp
8.7.1 Company Details
8.7.2 Description and Business Overview
8.7.3 Product Introduction
8.7.4 RLI Corp Product Liability Insurance Sales, Price, Cost, Gross Margin, and Revenue (2018-2023)
8.7.5 Recent News
8.8 All Risks, Ltd.
8.8.1 Company Details
8.8.2 Description and Business Overview
8.8.3 Product Introduction
8.8.4 All Risks, Ltd. Product Liability Insurance Sales, Price, Cost, Gross Margin, and Revenue (2018-2023)
8.8.5 Recent News
8.9 GEICO
8.9.1 Company Details
8.9.2 Description and Business Overview
8.9.3 Product Introduction
8.9.4 GEICO Product Liability Insurance Sales, Price, Cost, Gross Margin, and Revenue (2018-2023)
8.9.5 Recent News
8.10 PICC
8.10.1 Company Details
8.10.2 Description and Business Overview
8.10.3 Product Introduction
8.10.4 PICC Product Liability Insurance Sales, Price, Cost, Gross Margin, and Revenue (2018-2023)
8.10.5 Recent News
9 Product Liability Insurance Market Forecast
9.1 Forecast Factors - Relevance & Impact
9.1.1 Factor 1
9.1.2 Factor 2
9.1.3 Factor 3
9.2 Global Product Liability Insurance Revenue, Sales and Growth Rate (2023-2028)
9.3 Product Liability Insurance Market Forecast by Regions (2023-2028)
9.3.1 North America Product Liability Insurance Market Forecast (2023-2028)
9.3.2 Europe Product Liability Insurance Market Forecast (2023-2028)
9.3.3 Asia-Pacific Product Liability Insurance Market Forecast (2023-2028)
9.3.4 South America Product Liability Insurance Market Forecast (2023-2028)
9.3.5 Middle East & Africa Product Liability Insurance Market Forecast (2023-2028)
9.4 Product Liability Insurance Market Forecast by Type (2023-2028)
9.4.1 Global Product Liability Insurance Consumption Forecast by Type (2023-2028)
9.4.2 Global Product Liability Insurance Consumption Market Share Forecast by Type (2023-2028)
9.5 Product Liability Insurance Market Forecast by Application (2023-2028)
9.5.1 Global Product Liability Insurance Consumption Forecast by Application (2023-2028)
9.5.2 Global Product Liability Insurance Market Share Forecast by Application (2023-2028)
10 Conclusion
List of Tables and Figures
Figure Product Liability Insurance Product Picture
Figure Product Liability Insurance Report Years Considered
Table Demand Side Trends
Table Demand Side Trends
Table Market Opportunities in Next Few Years
Table Market Risks Analysis
Table Market Drivers
Table Market Drivers
Table Business Impact Assessment - Covid-19
Table Market Trends and Product Liability Insurance Potential Opportunities in the COVID-19 Landscape
Table Global Product Liability Insurance Production by Region (2018-2023) (K Units)
Table Global Product Liability Insurance Production Market Share by Region (2018-2023)
Figure Global Product Liability Insurance Production Market Share by Region (2018-2023)
Figure Global Product Liability Insurance Production Market Share by Region in 2022
Table Global Product Liability Insurance Production Value by Region (2018-2023) (Million US$)
Table Global Product Liability Insurance Production Value Market Share by Region (2018-2023)
Figure Global Product Liability Insurance Production Value Market Share by Region (2018-2023)
Figure Global Product Liability Insurance Production Value Market Share by Region in 2022
Figure North America Product Liability Insurance Production Growth Rate 2018-2023 (K Units)
Figure North America Product Liability Insurance Production Value Growth Rate 2018-2023 (Million US$)
Figure Europe Product Liability Insurance Production Growth Rate 2018-2023 (K Units)
Figure Europe Product Liability Insurance Production Value Growth Rate 2018-2023 (Million US$)
Table Key Product Liability Insurance Players in Europe
Table Europe Product Liability Insurance Import & Export (K Units)
Figure Japan Product Liability Insurance Production Growth Rate 2018-2023 (K Units)
Figure Japan Product Liability Insurance Production Value Growth Rate 2018-2023 (Million US$)
Table Key Product Liability Insurance Players in Japan
Table Japan Product Liability Insurance Import & Export (K Units)
Figure China Product Liability Insurance Production Growth Rate 2018-2023 (K Units)
Figure China Product Liability Insurance Production Value Growth Rate 2018-2023 (Million US$)
Table Key Product Liability Insurance Players in China
Table China Product Liability Insurance Import & Export (K Units)
Figure Southeast Asia Product Liability Insurance Production Growth Rate 2018-2023 (K Units)
Figure Southeast Asia Product Liability Insurance Production Value Growth Rate 2018-2023 (Million US$)
Table Key Product Liability Insurance Players in Southeast Asia
Table Southeast Asia Product Liability Insurance Import & Export (K Units)
Figure India Product Liability Insurance Production Growth Rate 2018-2023 (K Units)
Figure India Product Liability Insurance Production Value Growth Rate 2018-2023 (Million US$)
Table Key Product Liability Insurance Players in India
Table India Product Liability Insurance Import & Export (K Units)
Table Global Product Liability Insurance Consumption by Region (2018-2023) (K Units)
Table Global Product Liability Insurance Consumption Market Share by Region (2018-2023)
Figure Global Product Liability Insurance Consumption Market Share by Region (2018-2023)
Figure Global Product Liability Insurance Consumption Market Share by Region in 2022
Figure North America Product Liability Insurance Consumption Growth Rate(2018-2023)(K Units)
Table North America Product Liability Insurance Consumption by Type (2018-2023) (K Units)
Figure North America Product Liability Insurance Consumption Market Share by Type in 2022
Table North America Product Liability Insurance Consumption by Application (2018-2023) (K Units)
Table North America Product Liability Insurance Consumption Market Share by Application in 2022
Table North America Product Liability Insurance Consumption by Countries (2018-2023) (K Units)
Figure North America Product Liability Insurance Consumption Market Share by Countries in 2022
Figure United States Product Liability Insurance Consumption Growth Rate (2018-2023) (K Units)
Figure Canada Product Liability Insurance Consumption Growth Rate (2018-2023) (K Units)
Figure Mexico Product Liability Insurance Consumption Growth Rate (2018-2023) (K Units)
Figure Europe Product Liability Insurance Consumption Growth Rate (2018-2023) (K Units)
Table Europe Product Liability Insurance Consumption by Type (2018-2023) (K Units)
Figure Europe Product Liability Insurance Consumption Market Share by Type in 2022
Table Europe Product Liability Insurance Consumption by Application (2018-2023) (K Units)
Figure Europe Product Liability Insurance Consumption Market Share by Application in 2022
Table Europe Product Liability Insurance Consumption by Countries (2018-2023) (K Units)
Figure Europe Product Liability Insurance Consumption Market Share by Countries in 2022
Figure Germany Product Liability Insurance Consumption Growth Rate (2018-2023) (K Units)
Figure France Product Liability Insurance Consumption Growth Rate (2018-2023) (K Units)
Figure UK Product Liability Insurance Consumption Growth Rate (2018-2023) (K Units)
Figure Italy Product Liability Insurance Consumption Growth Rate (2018-2023) (K Units)
Figure Russia Product Liability Insurance Consumption Growth Rate (2018-2023) (K Units)
Figure Rus Product Liability Insurance Consumption Growth Rate (2018-2023) (K Units)
Figure Asia Pacific Product Liability Insurance Consumption Growth Rate (2018-2023) (K Units)
Table Asia Pacific Product Liability Insurance Consumption by Type (2018-2023) (K Units)
Figure Asia Pacific Product Liability Insurance Consumption Market Share by Type in 2022
Table Asia Pacific Product Liability Insurance Consumption by Application (2018-2023) (K Units)
Figure Asia Pacific Product Liability Insurance Consumption Market Share by Application in 2022
Table Asia Pacific Product Liability Insurance Consumption by Region (2018-2023) (K Units)
Table Asia Pacific Product Liability Insurance Consumption Market Share by Region (2018-2023)
Figure China Product Liability Insurance Consumption Growth Rate (2018-2023) (K Units)
Figure Japan Product Liability Insurance Consumption Growth Rate (2018-2023) (K Units)
Figure South Korea Product Liability Insurance Consumption Growth Rate (2018-2023) (K Units)
Figure India Product Liability Insurance Consumption Growth Rate (2018-2023) (K Units)
Figure Australia Product Liability Insurance Consumption Growth Rate (2018-2023) (K Units)
Figure Indonesia Product Liability Insurance Consumption Growth Rate (2018-2023) (K Units)
Figure Thailand Product Liability Insurance Consumption Growth Rate (2018-2023) (K Units)
Figure Malaysia Product Liability Insurance Consumption Growth Rate (2018-2023) (K Units)
Figure Philippines Product Liability Insurance Consumption Growth Rate (2018-2023) (K Units)
Figure Vietnam Product Liability Insurance Consumption Growth Rate (2018-2023) (K Units)
Figure Central & South America Product Liability Insurance Consumption Growth Rate (2018-2023) (K Units)
Table Central & South America Product Liability Insurance Consumption by Type (2018-2023) (K Units)
Figure Central & South America Product Liability Insurance Consumption Market Share by Type in 2022
Table Central & South America Product Liability Insurance Consumption by Application (2018-2023) (K Units)
Figure Central & South America Product Liability Insurance Consumption Market Share by Application in 2022
Table Central & South America Product Liability Insurance Consumption by Countries (2018-2023) (K Units)
Figure Central & South America Product Liability Insurance Consumption Market Share by Countries
Figure Brazil Product Liability Insurance Consumption Growth Rate (2018-2023) (K Units)
Figure Middle East & Africa Product Liability Insurance Consumption Growth Rate (2018-2023) (K Units)
Table Middle East & Africa Product Liability Insurance Consumption by Type (2018-2023) (K Units)
Figure Middle East & Africa Product Liability Insurance Consumption Market Share by Type in 2022
Table Middle East & Africa Product Liability Insurance Consumption by Application (2018-2023) (K Units)
Figure Middle East & Africa Product Liability Insurance Consumption Market Share by Application in 2022
Table Middle East & Africa Product Liability Insurance Consumption by Countries (2018-2023) (K Units)
Figure Middle East & Africa Product Liability Insurance Consumption Market Share by Countries
Figure GCC Countries Product Liability Insurance Consumption Growth Rate (2018-2023) (K Units)
Figure Turkey Product Liability Insurance Consumption Growth Rate (2018-2023) (K Units)
Figure Egypt Product Liability Insurance Consumption Growth Rate (2018-2023) (K Units)
Figure South Africa Product Liability Insurance Consumption Growth Rate (2018-2023) (K Units)
Figure Israel Product Liability Insurance Consumption Growth Rate (2018-2023) (K Units)
Table Global Product Liability Insurance Sales by Type (2018-2023)
Table Global Product Liability Insurance Sales Market Share by Type (2018-2023)
Figure Global Product Liability Insurance Sales Market Share by Type in 2022
Table Global Product Liability Insurance Revenue by Type (2018-2023)
Table Global Product Liability Insurance Revenue Market Share by Type (2018-2023)
Figure Global Product Liability Insurance Revenue Market Share by Type in 2022
Figure Global General Liability Insurance Sales Growth Rate (2018-2023)
Figure Global General Liability Insurance Price (2018-2023)
Figure Global Additional Insurance Sales Growth Rate (2018-2023)
Figure Global Additional Insurance Price (2018-2023)
Table Global Product Liability Insurance Sales by Application (2018-2023)
Table Global Product Liability Insurance Sales Market Share by Application (2018-2023)
Figure Global Product Liability Insurance Sales Market Share by Application in 2022
Figure Global Manufacturers Sales Growth Rate (2018-2023)
Figure Global Wholesalers Sales Growth Rate (2018-2023)
Figure Global Retailers Sales Growth Rate (2018-2023)
Figure Global Transporters Sales Growth Rate (2018-2023)
Figure Global Others Sales Growth Rate (2018-2023)
Table AIG Profile
Table AIG Description and Business Overview
Table AIG Product Liability Insurance Product
Table Product Liability Insurance Sales (K Unit), Price (USD/Unit), Revenue (M USD) and Gross Margin of AIG 2018-2023
Table AIG Recent News
Table Chubb Profile
Table Chubb Description and Business Overview
Table Chubb Product Liability Insurance Product
Table Product Liability Insurance Sales (K Unit), Price (USD/Unit), Revenue (M USD) and Gross Margin of Chubb 2018-2023
Table Chubb Recent News
Table The Heritage Group Profile
Table The Heritage Group Description and Business Overview
Table The Heritage Group Product Liability Insurance Product
Table Product Liability Insurance Sales (K Unit), Price (USD/Unit), Revenue (M USD) and Gross Margin of The Heritage Group 2018-2023
Table The Heritage Group Recent News
Table Sadler & Company Profile
Table Sadler & Company Description and Business Overview
Table Sadler & Company Product Liability Insurance Product
Table Product Liability Insurance Sales (K Unit), Price (USD/Unit), Revenue (M USD) and Gross Margin of Sadler & Company 2018-2023
Table Sadler & Company Recent News
Table Charles River Insurance Profile
Table Charles River Insurance Description and Business Overview
Table Charles River Insurance Product Liability Insurance Product
Table Product Liability Insurance Sales (K Unit), Price (USD/Unit), Revenue (M USD) and Gross Margin of Charles River Insurance 2018-2023
Table Charles River Insurance Recent News
Table Schweickert & Company Profile
Table Schweickert & Company Description and Business Overview
Table Schweickert & Company Product Liability Insurance Product
Table Product Liability Insurance Sales (K Unit), Price (USD/Unit), Revenue (M USD) and Gross Margin of Schweickert & Company 2018-2023
Table Schweickert & Company Recent News
Table RLI Corp Profile
Table RLI Corp Description and Business Overview
Table RLI Corp Product Liability Insurance Product
Table Product Liability Insurance Sales (K Unit), Price (USD/Unit), Revenue (M USD) and Gross Margin of RLI Corp 2018-2023
Table RLI Corp Recent News
Table All Risks, Ltd. Profile
Table All Risks, Ltd. Description and Business Overview
Table All Risks, Ltd. Product Liability Insurance Product
Table Product Liability Insurance Sales (K Unit), Price (USD/Unit), Revenue (M USD) and Gross Margin of All Risks, Ltd. 2018-2023
Table All Risks, Ltd. Recent News
Table GEICO Profile
Table GEICO Description and Business Overview
Table GEICO Product Liability Insurance Product
Table Product Liability Insurance Sales (K Unit), Price (USD/Unit), Revenue (M USD) and Gross Margin of GEICO 2018-2023
Table GEICO Recent News
Table PICC Profile
Table PICC Description and Business Overview
Table PICC Product Liability Insurance Product
Table Product Liability Insurance Sales (K Unit), Price (USD/Unit), Revenue (M USD) and Gross Margin of PICC 2018-2023
Table PICC Recent News
Figure Global Product Liability Insurance Sales and Growth Rate (2023-2028)
Figure Global Product Liability Insurance Revenue and Growth Rate (2023-2028)
Table Global Product Liability Insurance Consumption Forecast by Regions (2023-2028)
Table Global Product Liability Insurance Consumption Market Share Forecast by Regions (2023-2028)
Figure North America Consumption Product Liability Insurance Market Forecast (2023-2028)
Figure Europe Consumption Product Liability Insurance Market Forecast (2023-2028)
Figure Asia-Pacific Consumption Product Liability Insurance Market Forecast (2023-2028)
Figure South America Consumption Product Liability Insurance Market Forecast (2023-2028)
Figure Middle East & Africa Consumption Product Liability Insurance Market Forecast (2023-2028)
Table Global Product Liability Insurance Consumption Forecast by Type (2023-2028)
Table Global Product Liability Insurance Consumption Market Share Forecast by Type (2023-2028)
Table Global Product Liability Insurance Consumption Forecast by Application (2023-2028)
Table Global Product Liability Insurance Market Share Forecast by Application (2023-2028)
